Islam and Islamic banking

Islam and Islamic banking

So far we have discussed with riskas-scope coverage fundamental teachings of Islam. From the descriptions above, we can immediately conclude that because Islam is one of the views and ways of life that governs all human kehidupn side, then none of the aspects of human life in spite of the teachings of Islam, including the economic aspect. Then how with banking? Does Islam also regulates these financial institutions? Is not in the time of Prophet Muhammad SAW. No bank?

In fiqh ushul no rule stating that al-maa laa yatimm mandatory fa huwa illa bihi mandatory ", ie, something that should be there to enhance the compulsory, it shall be held. Earn a living (ie economic activity) is mandatory. And because in this modern era of economic activities would not be complete without the presence of banking institutions, the banking institution is also required on the invention. Thus, the Islamic banking anatara connection became clear.

In addition to the ituu, as we mentioned at the top, we know that because of economic problems banks are included in the chapter muamalah, the Prophet Muhammad SAW. Surely not provide detailed rules regarding this issue. Buknnya prophet himself stated that "bi a'lamu antum umuri al-dunyakum"? (you better know your world affairs). Qur'an and Sunnah only provide principles and basic philosophy, and menegaskanlarangan-ban should stay away. As such, that should be done is just mengintifikasi things that are prohibited by Islam. In addition, all are allowed, and we can do innovation and creativity sebnayak possible.